These are the Solutions that Help my Clients
every solution is different as every person is different
Solutions and Services
Critical Illness Insurance
receive up to $2million tax-free lump sum if you get diagnosed with a covered critcal illness... and all of your premiums back if you do not suffer any of the illnesses. The odds are that you will recover from a critical illness - the odds are that your finances won't - your retirement won't - your business won't
Disability Insurance
if you are disabled where will money come from?
Your Spouse? RRSP and Savings? Loans and Credit? Government Disability Benefits?
Sale of Assets? Borrowing from Family and Friends? Group Disabiltiy Insurance?
Life Insurance
*Term Insurance *Permanent Insurance *Mortgage Insurance
*Partnership Insurance and Buy/Sell Funding *Key Person Insurance *Split Dollar Insurance *Business Succession Planning *Funeral Insurance
Group Health and Dental Benefits
Retirement and Estate Plannning
*Guaranteed Withdrawal Benefit Plans *Segregated Funds
*RRSP *RESP
*Individual Pension Plan (IPP) *Annuities - Insured Annuities
*Group RRSP *Group IncomePlus from Manulife Financial
